Personal Umbrella

What is a Personal Umbrella Policy?

• A Personal Umbrella Insurance Policy is extra liability coverage that goes beyond the limits of your standard homeowners, auto, or other personal insurance policies. It provides an additional layer of financial protection in case you are sued for damages that exceed your primary insurance limits.

Why Might You Need a Personal Umbrella Policy?

• Extra Liability Coverage – Protects against large claims or lawsuits that surpass your home or auto policy limits.
• Legal Cost Protection – Covers legal fees, settlements, and judgments.
• Covers Various Situations – Includes incidents like car accidents, property damage, or personal injury claims (such as someone getting hurt on your property).
• Worldwide Coverage – In many cases, umbrella policies offer protection even when traveling abroad.

A personal umbrella policy is ideal for anyone who wants added peace of mind and financial security against unexpected lawsuits or major liability claims.